Samsung India Cuts Monthly EMIs on Galaxy Z Fold8 Series Under Galaxy Forever Plan

Samsung India cuts Galaxy Z Fold8 series EMIs by 25 percent via the Galaxy Forever plan, offering assured buyback and free Samsung Care plus cover.

Vishal Jain
4 Min Read
Samsung India Cuts Monthly EMIs on Galaxy Z Fold8 Series Under Galaxy Forever Plan

Samsung India launched a flexible ownership plan for its newest foldable flagship handsets, the Galaxy Z Fold8 Ultra and the Galaxy Z Fold8, under its Galaxy Forever programme. The South Korean technology firm announced in Gurugram on Sept. 17 that buyers only need to pay 60 percent of the handset cost spread across 24 equal monthly installments, reducing the monthly outgo by 25 percent. Under this scheme, the monthly installment for the flagship Galaxy Z Fold8 Ultra drops to Rs 6,997 from Rs 9,417, while the base Galaxy Z Fold8 costs Rs 6,416 per month compared to the regular Rs 8,584.

Key Takeaways

  • Monthly installments for the Galaxy Z Fold8 series drop by 25 percent over a 24-month period.
  • Buyers pay 60 percent across 24 installments, deferring the remaining 40 percent as an end-of-tenure bullet payment.
  • At month 24, users can upgrade to a newer phone, clear the 40 percent balance to keep the device, or return it.
  • The plan bundles Samsung Care+ coverage against accidental and liquid damage at zero claim processing charges.
  • Early exit options provide guaranteed buyback values between 40 percent and 55 percent depending on tenure.

Samsung India Cuts Monthly EMIs on Galaxy Z Fold8 Series

Payment Structure and Early Buyback Terms

The revised setup helps buyers handle purchase costs without paying full upfront prices. Once the 24 months conclude, users can pick between three clear options. They can return the handset to upgrade to a fresh model, pay the remaining 40 percent balance to retain the unit permanently, or hand the phone back to exit the agreement.

For consumers wanting to switch earlier, Samsung allows no-questions-asked exits with tiered buyback values. Returning the device between months 10 and 11 gives an assured 55 percent value. That number stands at 50 percent between months 12 and 13, 45 percent between months 14 and 18, and 40 percent between months 19 and 25. Accidental and liquid damage protection comes pre-packaged through Samsung Care+ without extra policy purchase fees.

Hardware Details and Technical Specifications

The Galaxy Z Fold8 Ultra features an 8-inch primary screen and measures 4.1mm in thickness when unfolded, tipping the scale at 215 grams. It runs on the Snapdragon 8 Elite Gen 5 for Galaxy platform, backed by a 5,000mAh cell with 45W wired charging support. The back holds a 200MP main camera sensor paired with a 50MP ultra-wide sensor, capable of 8K capture using the APV codec.

The regular Galaxy Z Fold8 weighs 201 grams and houses a 4,800mAh battery. Its internal screen uses a Flex Titanium build designed to hide the center crease, hitting 3,000 nits peak brightness. For photography, it relies on a dual 50MP rear camera configuration with dual recording modes. Both models are currently available at Samsung exclusive retail outlets across India.

Frequently Asked Questions

Q1. What is the monthly EMI for the Galaxy Z Fold8 Ultra under Galaxy Forever?

A1. The monthly installment is Rs 6,997 for 24 months, down from the original Rs 9,417 figure.

Q2. What happens to the remaining 40 percent balance after two years?

A2. Customers can pay the 40 percent bullet payment to keep the phone, trade it in for an upgrade, or hand it back without paying the remainder.

Q3. Is device protection included in the package?

A3. Yes, Samsung Care+ comes included at no extra cost, covering both accidental and liquid damage without processing fees.

Q4. Can buyers return the phone before 24 months end?

A4. Yes, early returns are permitted, offering buyback values between 40 percent and 55 percent depending on when you exit.

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With a Bachelor in Computer Application from VTU and 10 years of experience, Vishal's comprehensive reviews help readers navigate new software and apps. His insights are often cited in software development conferences. His hands-on approach and detailed analysis help readers make informed decisions about the tools they use daily.
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